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Close Your HDFC Personal Loan Online in Minutes

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The below steps will show you how to close your HDFC Personal Loan online , without the need to go to any of the HDFC bank branches. The process is very simple and all you need is your loan account number along with your mobile number that is linked to your loan account or personal account.


Contents

Prerequisites

  • Your mobile number and loan account details are readily available.
  • Pre-closure charges will be applicable for closing the loan
  • Funds can be from any bank through a secure payment gateway.

Step-by-Step Guide for HDFC Online Loan Closure

Step 1: Go to HDFC’s Online Loan Closure Page: (https://www.hdfcbank.com/personal/resources/learning-centre/borrow/how-to-close-a-personal-loan)

Step 2: Click on “Click here” for an online token or directly proceed to (https://www.hdfcbank.com/personal/resources/loan-closure).

Step 3: Enter your HDFC loan-linked mobile number (or an HDFC bank account number) and the received OTP.
HDFC Online Loan Closure

Step 4: Choose the loan account you want to close, followed by your city and branch (any HDFC branch works!).


Loan accounts

Step 5: Review your EMI details and outstanding amount.

EMI Details

Step 6: Select “Foreclosure Request” under Service Requests.

Step 7: Understand pre-closure charges based on your loan term.

Step 8: Check the displayed foreclosure amount, choose a closure reason, and proceed.

Step 9: Click “Not Now” for loan closure link request and proceed with remarks.
Loan Closure HDFC
Step 10: Read and submit the declaration.

Step 11: A successful message confirms your service request and mentions an upcoming SMS link.

Step 12: Click the HDFC link in the SMS (note down the order and amount).

Step 13: Verify details and confirm payment.

Step 14: Upon successful payment, receive a confirmation message and closure letter email within 10 working days.

    Loan closed within 24 hours! You’ll also see it updated on your HDFC banking portal and receive a closure confirmation email. The NOC letter usually arrives within 10 working days.


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