Marriage Loan using EPF

EPF members can make use of this option to pay/fund marriages for self or his/her children.This scheme comes under Para 68-K of EPF and below is the eligibility criteria for it

  • Should have completed 7 years of service (EPF service, can be in different companies)
  • Can be used to fund a marriage for Self
  • Can be used for marriage of children or siblings (Brother/Sister)
  • Can be availed 3 times during the lifetime
  • Invitation card should be submitted as Proof along with Form 31
  • Upto to 50% of Employee’s share of EPF can be availed as the Marriage amount

This is not a loan as you are just taking the advance of EPF you have in your account!