As part of Corona virus relief measures, Government of India has announced that no charges will be debited by the banks if the minimum balance is not maintained for the next 3 months.
As of now: If the minimum balance is not maintained in the Savings accounts,Banks can charge some penalty on the account based on where the branches are located
Announcement: Due to the announcement by Govt of India, there is no need to maintain Minimum Balance on your Savings account for the next 3 months.
Suppose if you are having 10,000 and your Salary has not been credited, you can withdraw the entire 10,000 and no charges will be levied by your bank