EPF Withdrawal for Refunding Housing Loan

EPF Amount can be also withdrawn for repaying the Existing housing loan taken by the member.

Criteria: Minimum  of 10 years in EPF

No of installments: One or more

Document required with Form 31: Declaration Form from Member

Amount Eligible:   36 month’s Basic wages+DA  or Total Employee & Employer Share with interest or Total Outstanding Loan amount with interest whichever is lower


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