EPF Withdrawal for Refunding Housing Loan
EPF Amount can be also withdrawn for repaying the Existing housing loan taken by the member.
Criteria: Minimum of 10 years in EPF
No of installments: One or more
Document required with Form 31: Declaration Form from Member
Amount Eligible: 36 month’s Basic wages+DA or Total Employee & Employer Share with interest or Total Outstanding Loan amount with interest whichever is lower