Education Loan for Employee/Children using EPF (Fund higher Education)


Any Employee can fund higher education of his/her children or self by making use of this option. This comes under Para 68-NN of the EPF scheme.

This can be availed by any Employee provided these criteria are satisfied

  • Can be used for self or for children
  • Post Matriculation Education (Only can be used for UG/PG/Diploma or any other course about 10th)
  • Can be availed for 3 times during the entire lifetime of an Employee
  • 7 years of service should be completed by Employee
  • 50% of Employee’s EPF share would be provided as Funding amount

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